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Working Draft — Version 2, 2026 · Policy framework, not an introduced bill

Plan for ProsperityNonpartisan fiscal framework

D6 · Pillar D · Human Flourishing & Societal Infrastructure

Mental health parity and 988 buildout

Three components: mandatory parity enforcement — the same reimbursement rates, appointment-availability standards, and coverage limits for mental- and physical-health services in every federally funded plan, with a DOL ERISA-style enforcement mechanism; a national talking-therapies program modeled on UK NHS Talking Therapies (evidence-based short-course CBT with published outcome metrics); and sustained full funding of the 988 Suicide and Crisis Lifeline with mobile crisis response in every U.S. county.

All policies / Flourishing

10-year fiscal
+$45B netInvestment

Gross ~$70B; offsets ~$25B · Medium-High confidence

Implementation
Years 1–6
Y1Y10Y20
Middle class
Positive

Parity enforcement and talking-therapies access reduce uncovered mental-health costs. No new household levy.

Planetary
Neutral

No material climate effect.

Global precedent

UK IAPT / NHS Talking Therapies (since 2008); Australia’s Better Access (since 2006). Documented returns of about 1.5–2.5 times over ten years.

Lead mechanism

HHS; SAMHSA; Department of Labor; Senate HELP; House Energy and Commerce.

Bipartisan framing

Mental Health Parity and Addiction Equity Act (2008), the Consolidated Appropriations Act (2020), and 988 authorization are recent bipartisan statutes. The buildout enforces those commitments.

Figures in this framework are illustrative directional estimates derived from publicly available data and conventional Congressional Budget Office budget-window logic. They are not official CBO scores. Any provision adopted from this framework would require formal CBO scoring before legislative consideration. This document is a policy white paper, not an introduced bill.