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Working Draft — Version 2, 2026 · Policy framework, not an introduced bill

Plan for ProsperityNonpartisan fiscal framework

A3 · Pillar A · Revenue Optimization

Estate and transfer tax reform

Restore the federal estate-tax exemption to approximately $7 million per individual (the 2017 pre-TCJA level, indexed) from the current $13.99 million; tighten valuation discounts for family-controlled entities; eliminate stepped-up basis for inherited assets above defined thresholds, with surviving-spouse and primary-residence carve-outs.

All policies / Revenue

10-year fiscal
+$550BRevenue

$400B–$700B · Medium confidence

Implementation
Years 2–4
Y1Y10Y20
Middle class
Neutral

Even at the restored $7 million threshold, the affected population is about the top 0.5 percent of decedents.

Planetary
Neutral

No material climate effect.

Global precedent

Estate or inheritance taxes operate in most OECD jurisdictions. The United Kingdom, Germany, France, and Japan retain them; some Nordic countries have eliminated theirs.

Lead mechanism

Treasury and IRS; Senate Finance; House Ways and Means.

Bipartisan framing

Conservative case

Restores pre-TCJA architecture and addresses dynastic wealth concentration.

Progressive case

Reduces intergenerational wealth concentration that constrains social mobility.

Figures in this framework are illustrative directional estimates derived from publicly available data and conventional Congressional Budget Office budget-window logic. They are not official CBO scores. Any provision adopted from this framework would require formal CBO scoring before legislative consideration. This document is a policy white paper, not an introduced bill.